The bank never lent you money — so why pay for life?
Mortgages represent one of the largest financial traps on the Monopoly Board of commerce. The UK currently carries £1.7 trillion in mortgage debt. The average mortgage of £250,000 at 4.5% over 25 years results in £416,874 in repayments — £166,874 of which is wasted interest.
The truth: mortgages are not funded by banks but by your own credit, securitised and misreported as bank property. The system conceals this deception, binding homeowners to decades of servitude.
From birth, every individual is placed onto a rigged Monopoly board of commerce. The Crown system recognises only the artificial person created from your birth certificate, not the living man or woman. Assets registered in this system — homes, cars, pensions — belong to the Crown.
Banks act as nominees, converting your signature and labour into negotiable instruments that are recorded as their assets. The rules are written so you can never win — unless you step off the board.
At birth, a Cestui Que Trust Estate is created in your name, with the birth certificate securitised and linked to your National Insurance number. This is the corporate fiction the banks deal with.
Research confirms the deception: Richard Werner showed banks create credit from nothing, and the Bank of England (2014) confirmed that 97% of money is created this way. The Bills of Exchange Act 1882 defines every payment as a bill of exchange, proving that your mortgage and repayments are your credit, misreported as the bank’s property.
Average mortgage: £250,000. Over 25 years at 4.5% interest, the borrower pays £416,874 — of which £166,874 is pure interest. This means a lifetime of servitude, working decades to repay a debt that was never the bank’s capital in the first place.
The Mortgage Liberation Protocol (MLP) provides the remedy by voiding, discharging, and recouping mortgages.
Mortgages are created by your signature, not bank capital. They are voidable for want of consideration.
The Mortgage Redemption Protocol (MRP) applies to past or repaid mortgages. It recoups the face value of every mortgage paid since 2001, correcting banks’ false accounting and restoring lost wealth. Through OID (IRS Publication 1212) and International Grantor Trust filings, abandoned credit is lawfully recouped. Bills of Exchange Act 1882, Bank of England (2014), and Werner’s research confirm that payments were bills, not bank loans.
The Infinite Money Protocol (IMP) ensures ongoing financial abundance by reclaiming abandoned credit annually. Every payment is a bill of exchange, monetised by banks. IMP recoups this annually through trust filings (1099-OID and 1041 returns), recycling your credit back to you. This makes you your own treasury — a renewable flow of abundance, recycled year after year.
The Mortgage Liberation Protocol (MLP) provides the remedy by voiding, discharging, and recouping mortgages.
The Republic of Old Souls invites mortgage holders to step off the Monopoly board. Void and discharge fraudulent mortgages. Recoup the face value of every past mortgage. Recycle credit into abundance every year.
Step into sovereignty as the true creditor.
The combined power of the Mortgage Liberation Protocol, the Mortgage Redemption Protocol, and the Infinite Money Protocol provides a reliable pathway to freedom.
Together, they void fraudulent debts, redeem historic payments, and recycle credit into perpetual abundance.
The choice is clear: remain trapped in decades of servitude like Poor Peter, or live free and abundant like Infinite Iain.
Join the Republic of Old Souls and access FREE lawful education that reveals the Crown’s hidden tax deception and shows how to discharge council tax permanently through the Great Escape Protocols.
Please wait while you are redirected to the ROS platform.